We offer annuities:
Annuities are an excellent tool to help you plan for your financial securities They offer a variety of benefits including tax deferred growth, ability to avoid probate, and life time income.

(May avoid probate)

We also offer:

     • Traditional Fixed Annuities - Traditional Fixed Annuities offer a declared fixed interest rate that is guaranteed for a specific  period and guaranteed to never go below a specific percentage.
 
     • Index Annuities - Interest rates credited to your annuity contract is linked to specific market indices that you can choose on an annual basis.  Once the interest is credited you are guaranteed it can never go down due to future market fluctuations.

     • Immediate Annuities - You are guaranteed an income stream ranging from a specific period of time to your entire life. An immediate annuity offers a solution to the problem of out living your money.  Annuities offer the ability to name a beneficiary which may minimize the expense,  delays and publicity that comes with probate. Your main beneficiary may receive death proceeds as either a lump sum or monthly income. 






At T and T Associates Inc., we understand that depending on your individual situation, you need to choose whatever type of annuity that fits you best. With T and T Associates Inc., you have that ability to choose.